Top Medigap Companies in 2024

Medigap plans are a great choice for many Medicare beneficiaries. With standardized benefits and predictable costs, Medigap plans offer the peace of mind you’re looking for during your retirement years. If you’ve decided a Medigap plan is right for you, the next thing you need to do is decide which carrier you want to use. Today, we’re going to take a look at some of the top Medigap companies in 2024.

Now, we work with beneficiaries all over the country. Not every insurance carrier offers plans in every state. The companies we highlight today are just a few we’ve found offer competitive pricing and great customer service. However, that doesn’t mean they’re the only ones you should consider. To get a more detailed look at carriers in your area, call the Local Medicare Specialists.

Aetna Medigap Plans in 2024

Aetna is one of the most established insurance carriers, offering a sense of stability. With more than ten years of experience in the Medigap market, Aetna is a reliable choice if Medigap insurance company ratings are important to you. They currently hold an A rating from A.M. Best. Additionally, members can easily manage their accounts online through the Aetna website, where they can track claims, request ID cards, and review their policy coverage.

Blue Cross Blue Shield Medigap Plans in 2024

Blue Cross Blue Shield is a well-established provider of Medigap insurance, having been founded in 1929. Today, they cover nearly one-third of Americans, making them a prominent player in the insurance industry. BCBS offers seven different Medigap plans: A, F, G, K, L, and N, as well as a high-deductible version of Plan F. However, Plans K and L tend to be less popular among consumers. Members can register for Blue Access for Members on their state's Blue Cross website, providing them with 24/7 access to their policy information.

Cigna Medigap Plans in 2024

Since its founding in 1982, Cigna has been a leader in innovation. Known for offering competitive monthly premiums, Cigna is a top choice for Medigap plans. Their core priorities include ensuring a smooth customer experience, enhancing the well-being of their clients, and delivering exceptional service. These values have earned Cigna an A rating from A.M. Best. The MyCigna website provides members with online benefits similar to those found in Aetna’s member portal.

Manhattan Life Medigap Plans in 2024

Discounts are always valued in Medicare plans, and Manhattan Life recognizes this. They offer a 7% household discount simply for having a roommate. If you and your cohabitant are both sixty or older, you qualify for this discount. Beyond Medigap policies, Manhattan Life provides an excellent dental, vision, and hearing plan that allows you to choose your own providers. They have earned a B+ rating from A.M. Best. Many policyholders utilize Manhattan Life’s Client Services website to access their current coverage information.

United Healthcare Medigap Plans in 2024

No list of the top Medigap companies would be complete without including United Healthcare (UHC). They are arguably the most recognized name among Medicare providers. While many insurance companies offer the same standardized Medigap plans, UHC's plans are unique in being co-branded with a well-known national senior organization.

United Healthcare Medigap plans are among the most popular in the country. Many people have had UHC as part of their employer plans, which adds a level of familiarity and trust, making it a popular choice for Medigap policies. Additionally, UHC Medigap plans include access to the Silver Sneakers program.

Medigap Plan Ratings

We receive many questions about Medigap insurance company ratings. Unlike Medicare Advantage companies, which use a straightforward 5-star rating system, comparing Medigap ratings involves looking at financial ratings, with many companies earning A and B grades.

In reality, all of them operate large call centers where you might experience hold times while seeking answers. However, if you enroll in a Medigap plan through Local Medicare Specialists, you won't have to deal with these call centers—we handle it all for you.

Find a Medigap Carrier in Your State

There are many more Medigap carriers available. At Local Medicare Specialists, we work with many different companies so that we can offer you the benefits you need at a price that fts your budget. To get more information about Medigap plans in your state, contact one of our advisors today.