Since you’re reading this article, it’s a pretty safe bet that you’ve been getting a ton of phone calls from people who say they want to help you with your Medicare health plans. The flood of information, advertisements, and flyers you get tossed in your mailbox won’t stop anytime soon. But, the easiest way to deal with all this is to place your trust in a Medicare advisor near you.
Today, we’re going to tell you why a local insurance agent is the best resource you can have when learning about Medicare and enrolling in Medicare plans.
The modern world has opened doors we never thought possible. You can buy anything you need online, never speaking to another person or without even having to pick up the phone. That can be a great thing, especially when it comes to everyday items we don’t need help purchasing. Medicare is not one of those everyday items.
Anyone who is 65 or older (and even a few years younger) can attest there is no shortage of insurance agents calling you to help with your Medicare plans. They call from opposite coasts and even across the ocean! It seems like everyone is an expert who knows exactly what you need. The truth is, that’s just not possible.
Yes, we might be a bit biased, but we have good reason to believe that no one can help you with Medicare better than a local insurance agent can. A local Medicare advisor knows the ins and outs of your area. They know the different networks, the doctors, and the hospitals. They know the intricacies of how each plan works. And trust us, these details are critical!
Someone who is not educated on your specific area will not be able to make the best recommendations for you. A plan might look good on paper, but later, you find out it won’t work in your area. You may even find out you don’t have the benefits you thought you did. And since you’re often locked into a Medicare plan for a specific amount of time (like with Medicare Advantage and Part D plans), this mistake is often quite costly.
We appreciate clients who do their research. It’s a good idea to educate yourself on how Medicare works and which plans might be a good fit for you. (Although we also love teaching people from the ground up!) Several websites even enable you to narrow down your plan selection by typing in your zip code and providers. This is a great way to get started on your transition into Medicare, but we’d still recommend you enlist the help of a local Medicare expert.
Why? Medicare has many moving parts. Even for us, the people who study Medicare every day, it can be confusing. New rules, regulations, and plan changes occur each year, and it’s a lot for anyone to keep track of. Why do all that work yourself?
A local Medicare advisor can teach you everything you need to know about Medicare, including when to enroll, the pros and cons of each kind of plan, and how much each type of policy costs. They’ll learn about your unique needs and your budget and then help you choose plans that will work well for you. Plus, they’ll take care of all the paperwork when it’s time to enroll!
Having a Medicare advisor on your side is helpful long after you enroll. If you have problems with a claim or questions about how your policy works, call your advisor. There is no need for you to sort through your evidence of coverage if you don’t want to. Plus, an advisor will keep you updated about any changes and remind you to review your plans during the Annual Election Period.
The best part of using a local insurance agent is that there is absolutely no additional cost! You don’t pay to use our services, nor do your premiums increase because we helped you enroll. Everything we do is 100% complimentary. To chat with one of the experts at Local Medicare Specialists, enter your zip code and find an insurance agent near you!
Schedule a FREE Medicare consultation with an agent in your neighborhood.