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Medicare is Complicated

With so many options that change each year, it's easy to see how you could end up on the wrong plan.

That wrong decision can potentially lead to high out-of-pocket costs, and even gaps in coverage leaving you vulnerable to expensive medical bills.

90%

of Medicare recipients dislike researching Medicare plans

98%

of Medicare recipients have access to $0 premium plans

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You Get the Right Plan, Because We're Local

We are passionate about helping people find the right Medicare coverage, and we understand that making a choice about Medicare can be confusing. That's why we are on a mission to remove the frustration most people feel when choosing a Medicare plan. We do this by creating the perfect balance of technology and local expertise that just feels right.

Why a Local Expert?

When it comes to Medicare, having knowledge of local doctors, hospitals, and pharmacies is important. That's why we only partner with agents who are active members of thier communities, and can easily explain what makes each of the local Medicare plans unique.

Using this network of agents, we help you find the plan that works best for you based on what's available in your area. We've helped THOUSANDS of Medicare recipients select the right coverage for their needs at an affordable price.

How does the technology work?

There are many things that technology is well suited for, but it simply can't replace the human connection. With that as a guiding principal, we set out to build a solution that enhances the personal touch rather than replace it.

With our tools, we collect a few key pieces of information like where you live and if you prefer to text or chat on the phone, then match you with a Medicare specialist in your community. What we've found is that having an agent in your home town greatly reduces the chances of you ending up on the wrong plan.

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Our Clients Love us

Local Medicare Specialists BBB Business Rating

"I don’t know how I would have figured this all out without my local advisor. They really know the ins and outs of Medicare."

- Linda S. (Phoenix AZ)

"We met with a local specialist and had all our questions answered. I was able to understand all my options and truly feel good about the decision we made."

- Mike P. (Prescott AZ)

"I’m so thankful for my Local Medicare Specialist, she knew about all the plans available in our area and the local doctors and hospitals too."

- Pam D. (Mesa AZ)

OK, What's the cost?

Our clients are often shocked when they find out our service is free. Here’s the thing: Medicare has implemented very strict monitary regulations. Our independent agents are legally not permitted to accept any compensation from you.

In Fact, all agents must be compensated by the insurance companies, at the same rate. That means no preferential treatment, no incentivizing one company over another. JUST TRUE UNBIASED CUSTOMER SERVICE.

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Privacy and Security: Your privacy and security are extremely important to us. Your personal information is protected by our Privacy Policy

LocalMedicareSpecialists.com is privately owned and operated by LMS Insurance LLC. LocalMedicareSpecialists.com is a non-government resource for those who depend on Medicare, providing Medicare information in a simple and straightforward way.

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 173 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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